China UnionPay sees Internet medical care: launching new rural cooperative medical inter-provincial medical settlement reimbursement

With the advancement of "Internet +", Internet + medical seems to have emerged. At present, China UnionPay has torn a hole. At present, it has signed 8 provinces including Sichuan, Guizhou, Hainan, Shaanxi and Gansu, and the new rural cooperatives cross-provincial settlement and reimbursement.

Due to the lack of medical resources, long-term waiting time in large hospitals, long time for drug collection, long time for payment, and short treatment time are common phenomena. Mobile payment provides a solution to solve the problem of “three long and one short”, saving money. The patient has a lot of time.

China UnionPay sees Internet medical care: launching new rural cooperative medical inter-provincial medical settlement reimbursement

According to the Boston Consulting Report, by 2020, the medical market will reach 700 billion. Various types of medical service apps have emerged in an endless stream, and the mobile medical payment field is very lively. The battles with Alipay, WeChat and China UnionPay are quietly warming up.

The core of Alipay's “Future Hospital” is mobile payment in the medical process. At the end of last year, it has connected to 100 national hospital payment systems; WeChat is not to be outdone and has access to many hospitals. Under normal circumstances, Alipay and WeChat can be used in the same hospital.

While Alipay and WeChat paid to open the battle for medical services, China UnionPay, the payment giant, was not to be outdone. From large hospitals to rural hospitals, from non-medical insurance payments to signing new rural cooperative cross-provincial settlements, it is slowly expanding its share of mobile medical payments.

These 8 provinces can realize the new rural cooperative cross-provincial settlement reimbursement

On November 18th, the National Health and Family Planning Commission held a signing ceremony for the cross-provincial medical network signing of the new rural cooperative medical system (urban and rural residents' medical insurance) in Beijing, and organized representatives of 8 provinces including Liaoning, Jilin and Heilongjiang to sign the inter-provincial medical network reporting service agreement. . The Institute of Medical Information of the Chinese Academy of Medical Sciences, on behalf of the National Health and Family Planning Commission, signed a strategic cooperation agreement with China Life Insurance Co., Ltd. and China UnionPay Co., Ltd. respectively.

It is understood that the agreement signed between the province and the province is between Party A and Party B. It clarifies the responsibilities and obligations of the participating provinces and medical treatment provinces, and regulates the services of referral, fixed-point medical treatment, advance payment, audit, and payment. Link. In the future, patients who have been referred to the designated medical institutions of the province will be allowed to go to the hospital for direct medical treatment. The patients can be discharged only by paying the personal payment. The reimbursement of the new rural cooperative fund is provided by medical institutions and medical treatment. Settlement between the provincial new rural cooperative settlement centers, and finally settlement between the provincial new rural cooperative settlement centers.

At the same time, in order to actively play social forces to participate in the settlement work, the National Health and Family Planning Commission also guided China Life and China UnionPay to explore the PPP (Government and Social Capital Cooperation) cooperation model. According to the signed agreement, China Life Insurance Co., Ltd. will invest in the establishment of inter-provincial settlement reserve funds, and China UnionPay will establish a fund settlement channel to jointly optimize the inter-provincial medical settlement settlement capital turnover process.

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